If you have suffered an injury due to someone else’s negligence, you are not required to have an attorney, but there are many reasons you might want to have one. It’s likely that the party responsible for your injury has an attorney, and if they have insurance, you can be sure that the insurance company has an army of attorneys. None of those attorneys work for you, no matter what they say.
Because the other side has legal representation, you are at a disadvantage if you don’t have a lawyer looking out for your interests. The Insurance Research Council, which works for the insurance industry, has released a report showing that injury victims represented by an attorney receive settlements that are an average of 3.5 more than those received by unrepresented claimants.
That’s why an insurance company may tell you that you don’t need an attorney to accept a settlement, but it is definitely in your best interest to have an attorney who is on your side.
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