
No one goes to work expecting to be hurt on the job. But unfortunately, workplace injuries are all-too-common.
In Michigan, most employees and many independent contractors are covered under Michigan’s workers’ compensation insurance. In the event of a workplace injury, workers’ compensation will pay for the cost of medical care and rehabilitation required because of injuries sustained at work. It also provides compensation for lost wages following the accident.
But after many workplace injuries, workers are entitled to additional compensation from a third party. In these cases, it is important to pursue financial recovery from all available sources. Your workers’ compensation benefits alone may not be enough to cover all of your needs.
Workers face the possibility of a workplace injury in virtually any working environment in Michigan. Your working conditions and the type of work you do create the risk of injury. Of course, a workplace injury is more likely at some jobs than others.
According to the National Safety Council, the top three leading causes of work injuries in 2020 (the most recent year for which data is available) were exposure to harmful substances, overexertion and bodily reactions, and slips, trips, and falls. These three injury categories accounted for over 75% of nonfatal injuries in 2020. Additional causes of workplace injuries included contact with objects and equipment, transportation accidents, violence caused by persons or animals, and fires and explosions.
Because of the COVID-19 pandemic, the leading cause of work-related injuries and illnesses in 2020 was exposure to harmful substances or environments. In addition to COVID-19, this category of workplace injury includes exposure to:
People who work in healthcare and social assistance are at the highest risk for exposure to harmful substances or environments.
Common injuries due to overexertion and bodily reactions include:
People who work in the transportation and warehousing industry are most likely to suffer injuries due to overexertion and bodily reactions.
Slips, trips, and falls were the third-leading cause of workplace injuries in 2020 and included injuries caused by:
People working in the transportation, warehousing, and agriculture industries were most at risk for injuries caused by slips, trips, and falls.
Before 2020, contact with objects and equipment was the third leading cause of injury and illness at work. This category of workplace injury includes:
If you experienced an injury, there are steps you should take to protect yourself, your family, and your right to compensation.
After a workplace injury, the first thing you should do after seeking first aid is to notify your employer. In most workplaces, your employer will have an accident report you must complete. If your employer does not have an accident report, make one yourself by explaining when, where, and how the injury occurred. Give a copy to your employer and keep one for yourself.
Obtaining compensation often turns on seemingly trivial details. To preserve your right to file a lawsuit, keep an accurate record of the details of the accident, your medical care treatment, information about anyone who witnessed the accident, and other circumstances that might be important.
Understanding your right to compensation after a workplace injury can be difficult. In most cases, you will be entitled to benefits through workers’ compensation. But if a third party is responsible for causing your workplace injuries, you may be entitled to additional compensation through a lawsuit. A lawyer can analyze your situation to determine whether you are entitled to additional compensation.
There are complex nuances in the interplay between the workers’ compensation system and a personal injury claim against a third party. The experienced lawyers at Michigan Injury Attorneys can analyze your situation to identify all potential sources of compensation.
In some cases, filing a third-party lawsuit may be necessary. When you file a workplace injury lawsuit, you can seek broader compensation, including payment for:
A workplace injury can be devastating. If you were hurt on the job, the lawyers at Michigan Injury Attorneys can help by pursuing all avenues of compensation.
We understand that after a workplace injury, hiring a lawyer is often the furthest thing from your mind. Unfortunately, you only have a limited period of time in which to file a claim. Once the statute of limitation expires, you can no longer file a personal injury lawsuit, no matter how serious your injuries were.
We will carefully analyze your situation, explain your options, and protect your rights. Our workplace injury lawyers work hard to achieve a fair and favorable settlement as quickly as possible. But when a lawsuit is the only option, our experienced litigators are well-equipped to represent you at trial.
To learn more about how we can help, contact Michigan Injury Attorneys today to schedule a free, no-obligation consultation.
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